“Let us realise your hopes, dreams and goals through the powerful leverage of the financial planning process”
- Shelley Boonzaier, Certified Financial Planner
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Once you have a financial plan, you’ll feel more in control of your budget, your savings goals and your life.
Services for the individual
Career Journey
One of the best times to seek the advice of a financial planner is at the outset of your career, we will partner with you on your wealth creation journey.
Health Care Requirements
We will assist you to join an appropriate medical aid and put a gap cover policy in place to protect yourself against future hospital expenditure which is not covered by medical aids.
Protection Benefits
While you are working, your greatest asset is your ability to generate an income. This asset must be protected through an income protection benefit.
Investment Strategies
Goal based investing focuses on your need and therefore we can implement investment strategies to target your final investment outcome. We provide advice on active and passive investment strategies
Getting Married
Before entering a marriage contract, it is vital to understand how the various marital regimes will impact your future, and once married we encourage you to have a financial plan as a married couple.
Buying Property
Purchasing a property may be one of your biggest assets. You should protect this asset in the event of your death, disability, or retrenchment.
Having Children
Before contemplating having children, we recommend that you and your spouse are on the best medical aid plan for your needs, and you should also consider life insurance to protect your family’s future. Once baby is born your Will must be updated.
Falling Ill
Falling ill, suffering from a disability, or being diagnosed with a chronic condition can impact your financial plan. If your disability or severe illness gives rise to an insurance claim, we will manage this process on your behalf.
Retiring
Retirement may be one of the most important decisions of your life. We will assist you with solving the key retirement questions:
Will my money last?
What income can I draw?
Will my money keep up with inflation?
Is my money safe?
Starting a Business
Before setting out on your new business venture, you should consider the most appropriate entity for your new business, considering your marital regime, tax and estate planning. If you have a business partner you may need to consider business assurance.
“I was terrified by the financial implications of starting my business until you guided me through the process. Thank you Shelley.”
– Ashton B.
Business Services
Retirement Funds
Benefit design to suit the employer’s budget. A good retirement fund also provides flexibility for employees and balances the retirement savings component and the group insurances appropriately.
Medical Aid
Provide advice on current healthcare arrangements and if required review more appropriate healthcare arrangements for all staff.
Business Assurance
Any prudent business owner should consider business insurance such as implementing a Buy and Sell contract and policy, in addition Keyman Insurance may be vital for your important employees that the business relies on